Superannuation, Geelong

CD&G Accountants provide expert advice for individuals, partnerships, trusts and companies on superannuation and self-managed superannuation funds (SMSFs).

For many people, a hands-on approach is their preferred approach to investment. An SMSF is the most common way to take that control. Of course, with added control comes more responsibility and workload. CD&G Accountants have CPA to assist you with the set up and structuring of your SMSF in Geelong, as well as the best SMSF strategies to ensure you get the best possible results from your fund.

SMSFs offer a number of real advantages

These include:

• Greater control over investments

One of the key benefits of a self-managed super fund is that there is much greater choice and control over investments when compared with commercial super funds. For example, direct shares, direct property, artwork etc. can all be included.

• Lower fees and costs than retail and industry funds

For many, the cost of running an SMSF can be substantially lower than the cost of being a part of a retail, industry or another commercial superannuation fund.

• Manage up to four members’ superannuation in one SMSF

• Being able to transfer assets from your personal name to an SMSF

ASX-listed shares or commercial property can be transferred to your SMSF.

• Better control over the tax position of the fund

Whether through strategic investment planning or internal structuring, tax can be significantly reduced. This is particularly the case if you are in retirement.

• Estate planning benefits with significant tax efficiency

There are fantastic estate planning benefits in SMSFs. This is of particular importance as it is a little-known fact that your Will does not always control your superannuation benefits. An SMSF can give you back that control, and as your SMSF accountant, we are able to advise you on just how this can be done.

Our other services include:

• SMSF accounting
• SMSF rules and compliance
• Superannuation contributions and pensions
• Retirement planning
• Salary sacrifice

CD&G Accountants are your local Geelong SMSF accountant that you can rely on.